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In 2007, it was reported that Todd Davis became the victim of fraud when someone used his published social security number to obtain a $500 loan.

document_srl=816619&mid=ca2013&sort_index=regdate&order_type=desc&trackback_srl=8281 According to Maynard, the unpaid casino loans were made by someone who stole his identity, forcing him to spend $20,000 and make many phone calls to clear his name, giving him the idea of Life Lock as a way to help others from being victimized. An investigation by the Phoenix New Times, however, verified the $16,000 casino marker actually was his. The guarantee is that Lifelock will spend up to $1,000,000 on legal and associated fees necessary in restoring a customer's identity.

The guarantee does not cover the direct losses such a customer incurs from identity theft or pay restitution to them for money lost.

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